Features:

• Low fixed rate
• Security that there are no hidden introductory offers or surprise penalties
• 25-day grace period
• Save finance charges if paid off monthly
• Free cash advances worldwide (no fee from us)
• No annual fee
• Maximum limit $5,000
• Easy access to your VISA account
• Automated payments through Home Banking

For application click Loan Application

CREDIT CARD INFORMATION DISCLOSURE*

Unsecured / Savings Secured Rates:

Annual Percentage Rate for Purchases and Cash Advances	10.96%
Grace period (days) for repayment of balance for Purchases	25
Method of computing the balance for purchases	Average Daily Balance
Minimum finance charge	$0.00
Transaction fee for purchases and Cash Advances	$0.00
Late payment fee	$5.00
Over-the-Credit Limit Fee	$10.00

All rates are accurate as of 04/19/2007 and subject to change at any time by the Board of Directors.

GET YOUR BAPTIST REGIONAL MEDICAL FCU VISA INFORMATION ON THE INTERNET

Beginning immediately, you can safely access the following information on your Credit Union Visa Credit Card 24 hours a day from the privacy of your own personal computer:

• Minimum payment due
• Payment due date
• Amount of last payment
• Date of last payment
• Current account balance
• Available Credit
• Credit limit
• Transactions posted since last statement (up to 10)

In addition, there is a section for frequently asked questions, contact phone numbers, instructions and forms.

To access this secured site you will need your credit card account number (16 digits), zip code mailing address, and a three-digit card verification number. This number can be found on the back of your Visa card:

To access your VISA account click the link http://www.myccinfo.com

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