AUTOMOBILE LOANS A new automobile is one that has no previous registration and is purchased no later than December 31st of the model year. For application click Loan Application  New - 100% of list price including tax, tag and title. No maximum
- Annual Percentage Rate (APR)
- Daily Periodic Rate (DPR)
Repayments Schedule: approximate terms. | Amount | Schedule | APR | DPR | | Less than $20,000 | 60 Months | 5.90% | 0.016164% | | $20,001 and over | 72 Months | 6.90% | 0.018904% | Used - Up to 10 year models - NADA retail value plus options - no maximum
- Annual Percentage Rate (APR)
- Daily Periodic Rate (DPR)
Repayments Schedule: approximate terms. | Amount | Schedule | APR | DPR | | Less than $3,000 | 24 Months | 5.90% | 0.016164% | | $3,001 to $4,000 | 30 Months | 5.90% | 0.016164% | | $4,001 to $6,000 | 36 Months | 5.90% | 0.016164% | | $6,001 to $8,000 | 42 Months | 5.90% | 0.016164% | | $8,001 to $12,000 | 48 Months | 5.90% | 0.016164% | | $12,001 to $20,000 | 54 Months | 5.90% | 0.016164% | | $20,001 and over | 60 Months | 6.90% | 0.018904% | Baptist Regional Medical FCU will match other Credit Union rates on new and used automobiles -- must be verified. RECREATIONAL VEHICLES - BOATS - CAMPERS - MOTOR HOMES
New - 90% of list price - no maximum
- Annual Percentage Rate* (APR)
- Daily Periodic Rate* (DPR)
Repayments Schedule: approximate terms. | Amount | Schedule | APR | DPR | | Up to $10,000 | 60 Months | 9.75% | 0.026712% | | $10,001 to $15,000 | 72 Months | 10.75% | 0.029452% | | $15,001 and over | 120 Months | 10.75% | 0.029452% | Used - NADA retail value plus options - no maximum
- Annual Percentage Rate* (APR)
- Daily Periodic Rate* (DPR)
Repayments Schedule: approximate terms. | Amount | Schedule | APR | DPR | | Less than $5,000 | 36 Months | 10.50% | 0.028767% | | $5,001 to $7,000 | 48 Months | 10.50% | 0.028767% | | $7,001 to $10,000 | 60 Months | 10.50% | 0.028767% | | $10,001 and over | 72 Months | 11.50% | 0.031507% | Used Recreational Vehicles not listed in NADA - 75% of appraisal value. Member pay cost of appraisal. You may be charged a lien filing fee at the time of an advance if the Credit Union takes a security interest in your collateral. The amount of the filing fee will be based on the amount of fee required by state law and will be disclosed on the advance voucher. For application click Loan Application All rates are accurate as of 05/16/06 and subject to change at any time by the Board of Directors. 
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