Fee Schedule
BAPS (AUDIO RESPONSE)
| Access your account 24 hours a day | No Charge | | Request a Check | No Charge | | Loan Advance | No Charge | HOME BANKING & BILL PAYMENT SERVICES
| Home Banking | No Charge | | Bill Payment Service (Monthly) | $6.00 | | Stop-Payment Order (Per Item) | $20.00 | | Investigation (Per Item) | $35.00 | | Loan Advance | No Charge | | Transfers | No Charge | | Statement | No Charge | LOANS Late fee: If you are more than 30 days late in making a payment, you shall be charged a late charge equal to 10% of the interest due with a minimum of $5.00. Collection Cost: Maker agrees to pay all costs of collection when incurred, including, but not limited to costs and reasonable attorney's fees for collection and defense of this obligation, bankruptcy, bankruptcy related and adversary proceedings, probate and appeals. | SHARE DRAFT/CHECKING ACCOUNT
| Share Draft Account | No Charge | | Per Check Item Charge | No Charge | | First Order of Checks | No Charge | | Additional Check Order | Actual Cost of Checks | | Balance Account First Time | No Charge | | Balance Account Additional (Per Hour) | $15.00 | | Check Returned (NSF) (Per Item) | $30.00 | | Returned ACH, ATM/Debit EFT (NSF) (Per Item) | $30.00 | | Collection Items (Per Item) | $10.00 | | Interim Statement History | $3.00 | | Micro Film Copy (Per Check) | $5.00 | | Overdraft Transfer from Savings (Per Item) | $5.00 | | Overdraft Transfer to Loan (Per Item) | $5.00 | | Stop Payment Order (Per Item) | $20.00 | | Manual Posting of Share Draft (Per Item) | $10.00 | | Manual Posting of ACH, ATM/Debit, EFT (Per Item) | $10.00 | CHECK CARD/ATM
| Check Card/ATM (Unlimited Transactions Monthly) | $3.00 | | Replacement Card or PIN (Each) | $5.00 | | Reinstatement of Card (Each) | $5.00 | | Overdraft Transfer from Savings (Per Item) | $5.00 | | Overdraft Transfer to Loan (Per Item) | $5.00 | | Research/Retrieval | $10.00 | | ATM Transactions at CU24 Locations | No Charge | VISA CREDIT CARD
| Replacement Card (Each) | $5.00 | | Late Charges (Per Month) | $5.00 | | Over Credit Limit (Per Month) | $10.00 | SENIOR ACCOUNT 60 YRS. AND OVER
| Home Banking/Bill Payment Services | No Charge | | Check Order | No Charge | | Check Card/ATM (Unlimited Transactions) | No Charge | MISCELLANEOUS SERVICE FEES
| ACH Stop Payment (Per Item) | $20.00 | | ACH Direct Deposit | No Charge | | Cash Checks (Inactive Checking Account) | $3.00 | | Certified Check to Member | No Charge | | Certified Check to Third Party | $3.00 | | Certified Check Replacement of Member Check (Merchant Pay) | $10.00 | | Credit Report | No Charge | | Dormant Account (Per Month) | $5.00 | | Fax Service: | | Local | $3.00 | | Non-Local | $5.00 | | Gift Travelers Cheques (Per Check) | $1.25 | | Travelers Cheques (Per $100) | $1.00 | | Dual Travelers Cheques (Per $100) | $1.00 | | Income Wire (Per Wire) | $5.00 | | Outgoing Wire Before Noon (Per Wire) | $10.00 | | Outgoing Wire After Noon (Per Wire) | $15.00 | | International Wire (Per Wire) | $40.00 | | Incorrect Address (Return Mail Per Month) | $5.00 | | Prepaid Legal Service (Florida only Per Monthly) | $11.00 | | Record Lien (Member pay) | Actual Cost | | Re-open or Close Account within 60 days of closing | $25.00 | | Teller Transactions By Phone | $3.00 | | Third Party NSF (Per Item) | $25.00 | | Xerox Miscelleanous Copies Per Page | $.50 | | Notary Service | No Charge | | Account Research beyond 3 Months (Per Hour) | $15.00 | | Western Union (Per Wire) | $20.00 |
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